Obamacare Needs to be Replaced with Single-Payer
Obamacare has Many Problems
It is no secret that the current Affordable Care Act (ACA, also known as Obamacare) has some major problems. It is believed that the high-end of the subsidies will be reached within the next few years. This means that by 2020 or sooner, the increases in healthcare costs will not be leveled by the Federal subsidies to the recipients. This means that people will be paying higher premiums out of pocket and without the corresponding increases in tax credits to make it affordable.
Currently, the working middle class are the largest recipients of the Federal Health Insurance Exchange, and some 86% of these recipients receive the premium subsidies from the Federal Government. As mentioned above, when the assistance that the Federal Government provides can no longer keep pace with the increases in the Health Insurance costs, then the recipients will have to make up this difference out of pocket. However, what this really means is that millions of people will no longer be able to afford their health insurance, and thus they will be forced to exit the system (due to not having the necessary funding).
You can learn more about this predicament, and the current state of the ACA, in the following two articles:
What Needs to Happen
First off, the legislation passed by House Republicans is NOT the solution, as indicated by the Congressional Budget Office (CBO) in it’s recent evaluation of the Legislation to ‘Repeal and Replace Obamacare.’ This current Republican legislation is now in the Senate being debated as they craft their own version. It is important to note that this new Republican legislation would leave 23 Million uninsured, which is unacceptable. (More about this here – GOP Health Bill Would Leave 23 Million More Uninsured – NY Times)
Until there is the political will to work together across the aisle (Republicans and Democrats working hand-in-hand on this issue), then some patches could be made to hold-up the current Affordable Care Act (Obamacare), but a real solution will not be possible with a divided Congress. Once the politicians realize that it is in their own best interest to work together, which will only happen due to public outcry, then at that time a true healthcare solution could be crafted to make Health Care the right of every American citizen.
A Single Payer Health Care System
A single-payer Health Care System would be similar to what the rest of the developed world provides for their citizens. Only America has a hybrid system where private profit-based insurance companies are in the mix.
From my perspective this is foolish, as we need to take this layer out of the mix to reduce Health Care costs first off. Allowing top-dog Insurance Executives to earn hundreds of thousands and even millions of dollars off the top of our insurance premiums is just plain stupid. Additionally, divvying out dividends to the shareholders of the Insurance companies is also plain stupid. Our health care’s administration and logistics should not be “profitzed” items.
California just recently proposed moving to a Single-Payer Healthcare System, as it just makes more sense. It keeps the costs down as opposed to our current hybrid system that mixes Federal legislation with for-profit Insurance providers.
According to “Physicians for a National Health Program”, a single payer health care system is as follows:
Single-payer national health insurance, also known as “Medicare for all,” is a system in which a single public or quasi-public agency organizes health care financing, but the delivery of care remains largely in private hands.
Many organizations, as well as numerous other countries (such as Australia and Canada) have ample knowledge in how to go about setting up a “single payer health care system” and all we need to do is ask for input. Not to mention that our own Medicare system (providing health care to tens of millions of senior citizens in America) has done an excellent job at providing care for the most part. Plus, there are several organizations in America dedicated to the development of a Single-Payer system.
This is not some secret thing that no one has ever done. In fact, Universal Healthcare or Single-Payer Health Care is the way that ALL OTHER DEVELOPED COUNTRIES PROVIDE HEALTH CARE to their citizens. And they do so very effectively. (There are now 58 countries that provide Universal Health Care, but the US is not one.)
As even President Trump acknowledged when speaking with the Prime Minister of Australia during a press conference, President Trump mentioned just how great the Australian Health Care System is at providing “better” care than in America. (Numerous articles reported Trump’s statements, such as this article in the USA Today.) The point is, single-payer healthcare systems work much better than the ACA or the Republican proposal by keeping costs in check by removing the “middlemen” insurance companies.
We need to move toward a Single-Payer Healthcare System in the US. However, until that can be achieved, we need to patch the ACA (Obamacare) system in the interim. The ACA is better than the current Republican legislation being proposed to replace it (the legislation that just passed in the House a few weeks ago in May 2017). Health Care should be a RIGHT, not a Privilege reserved only for the upper class.
Learn More About a Single-Payer Healthcare System
UPDATE June 3rd, 2017 – Democrats are Now Endorsing Single-Payer Healthcare System
Call Your Senators about the Republican Healthcare Bill
To call your two Senators in regard to the Republican Healthcare Bill, the organization Indivisible has detailed information for each State.
OPPOSE THE AMERICAN HEALTH CARE ACT (THE PROPOSED ACA REPLACEMENT) – CALL YOUR SENATORS NOW
New Script and Contact Information included
Not only can you call your Senators, but you can also see the analysis of the Congressional Budget Office (CBO) with your own eyes. They have a clickable Map of the country, choose your State and see what the effects will be in your State.